Mexico Auto Insurance Coverage with Ally Financial

Coverage in Mexico is available for the majority of vehicle makes and models (as well as vehicle types cars, SUVs, Pickups and Motorcycles). Purchase and Print your Policy today (link to rater). Policy terms are available from one day to one year.

Breakdown of Basic Mexico Auto Coverage:

Following are the 6 basic coverages found in Standard Mexico Auto policies. Note that Mexico Auto Policies are Named Peril policies, and include some exclusions not typically found in US Personal Auto policies:

When you purchase online via this link, or by calling (866) 575-2877 your insurance documents will automatically be transferred to our database, and within 24 hours your letter of permission will be faxed or mailed to you.

Liability and Related Coverage

Included in all policies:

1. Civil Liability - Coverage is available up to $300,000 U.S. Combined Single Limit for damages to others. It is important to note this coverage applies to claims and suits brought and adjudicated in Mexico only.

2. Guaranteed Bond and Legal Assistance - Our policies will pay to assist the insured in the event they need to deal with Authorities following a covered cause of loss.

3. Travel Assistance - Our policy includes certain types of travel assistance, including medical assistance, tourist information, vehicle towing, etc.

4. Medical Expense For Occupants - Our policy will pay the medical expenses of the driver and occupants of the vehicle in Mexico for injuries sustained in a covered loss. Coverage is available up to $25,000 CSL.

Physical Damage Coverage

1. Property Damage To Your Vehicle - This coverage includes Collision, Turnover, Fire, Lightning, Explosion, and certain meteorological events among other coverage. Note that "Comprehensive" coverage as known in the U.S. is not available in Mexico.

2. Total Theft - This coverage includes Total Theft of the vehicle.

Additional Coverage Endorsement (available to all Ally Finance Customers)

For a surcharge, you can upgrade your policy to include improved and enhanced coverages. In addition to the standard coverages, this ‘enhanced’ endorsement includes:

1. Vandalism: This coverage protects against vandalism and is subject to the same deductible as the theft coverage.

2. Partial Theft: Theft of parts and accessories that are permanently attached to the insured vehicle, excluding video and sound reproducing equipment, personal property, or objects contained in the vehicle.

3. Fixed Deductibles: The deductible for property damage to your vehicle is $500 USD and the deductible for theft is $1,000 USD, regardless of the value of your vehicle.

4. Repair Vehicle in US: This is available on each policy and is subject to the scheduled rate for cost of repair.

5. US Labor Rate: Unlike traditional Mexico policies that only pay out according to the current Mexico labor rate this policy will pay a much higher scheduled labor rate for cost of repair.

6. Uninsured Motorist: If you are involved in an accident in which an uninsured third party is at fault as determined by the legal authorities, and you sustain damage to your vehicle, we will pay for damages to your vehicle and waive your deductible.

7. Increased Civil Liability Limit: Included in this endorsement are increased Liability Limits.

8. Increased Medical Expense Limits For Occupants: Also included in this endorsement is increased medical expense limits.

If you have any coverage questions, please do not hesitate to contact our Call Center Staff at 1-866-575-2877

TO GET A QUOTE AND PURCHASE MEXICO INSURANCE CLICK HERE.

If you are a licensed insurance agent, or broker and would like to receive authorization to sell these policies to Ally Finance customers please Click Here.